How to ship a car with stuff inside (safely)

Many carriers allow a limited amount of personal items inside your vehicle during transport—typically modest, non‑fragile belongings stored below window level. The key is understanding what’s allowed, how weight affects pricing and availability, and how to pack to avoid damage. This guide walks you through it.

1) Confirm what your carrier allows

Policies vary by company, route, and trailer type. As a rule of thumb, carriers often permit a small allowance (commonly around 100 lbs), kept low and out of sight. Some carriers allow more, some allow none. Always confirm:

Whether personal items are permitted and any weight cap
Where items must be placed (trunk, footwells, below windows)
Any exclusions (electronics, valuables, hazardous materials)
Whether the allowance affects the quote or pickup timing

2) Understand the trade‑offs

Extra weight can change routing and deck placement, and may reduce carrier options—especially on open trailers. In peak seasons, some carriers only accept empty vehicles to stay on schedule. If you have more than a small allowance, consider shipping additional boxes separately.

3) Insurance basics for personal items

Cargo insurance covers the vehicle itself during loading, transit, and delivery. Personal items inside the vehicle are typically excluded. That means the carrier isn’t responsible for loss or damage to your belongings. If you must ship items, pack conservatively, avoid valuables, and document your vehicle’s condition carefully.

4) Smart packing: keep it simple and secure

Use soft‑sided bags or small, tightly packed boxes that won’t shift.
Place items in the trunk and footwells; keep everything below window level to avoid visibility and theft risk.
Avoid heavy goods (books, weights) and fragile electronics or liquids.
Distribute weight evenly; don’t overload one side.
Prevent movement with straps or cargo nets; nothing should rattle.
Remove toll tags and garage remotes; secure loose accessories.

5) Prepare your vehicle

Clean the interior and remove unnecessary items and trash.
Leave about 1/4 tank of fuel or less.
Disable alarms and ensure your battery is healthy.
Fold mirrors, remove specialty racks if requested, and check tire pressure.

6) Document everything

Take clear, time‑stamped photos of the exterior panels and interior (including cargo areas) before pickup. At delivery, inspect the car in daylight and compare against your photos. Note any discrepancies on the Bill of Lading before signing.

7) When to consider alternatives

If you have more than a small allowance or valuable/fragile items, it’s usually better to send them separately via parcel or LTL. This reduces risk and keeps your vehicle compliant with carrier rules. For a deeper dive on allowed items, see What carriers allow.

Quick checklist

Confirm allowance, weight limit, and placement rules
Pack light, below window level, and secure items from moving
Avoid valuables and fragile electronics
Take interior and exterior photos at pickup and delivery

FAQs

Can I ship boxes in the car? Small, secure boxes are usually fine if allowed by your carrier. Keep them low and out of view.

Will this increase my price? Additional weight can affect price and availability. Your coordinator will confirm if there is an adjustment.

Are personal items insured? Generally no—cargo insurance covers the vehicle, not your belongings. Pack conservatively.

Explore related guides: What carriers allow and Companies that let you pack your car.